Settings
Data & privacy — everything lives in this browser, on your terms.
How your data is handled
- Manual data only — you type every number
- Saved locally in this browser
- No bank connection required
- No brokerage connection required
- No live market data — every price, rate, and return is your own entry or assumption
- Export anytime — your data is portable JSON
- Nothing is sent to a server unless future account features are explicitly added — and nothing here does that today
Share links encode your setup in the link itself; anyone with a link can view that setup. No analytics collect your financial inputs.
Stored in this browser
Default assumptions
Applied to plans you create from now on — existing plans keep their own numbers, and every value stays editable inside each module.
Display preferences
Import a plan
Imports always create a new plan — your current plans are never overwritten. Accepts plan exports, full backups, or a raw calculator plan.
Share & image export
The Capital Allocator offers a share link and a PNG download — both privacy-first by construction.
- Share links encode your inputs in the URL itself. Anyone holding the link can read those numbers — share it as deliberately as the figures themselves.
- PNG export renders locally in your browser. The image never touches a server.
A fictional sample household, kept strictly separate from your plans and removable on its own.
Reset
Erasing removes every locally saved plan — including calculator plans — from this browser. Export a backup first if in doubt.
Accounts
Assets and liabilities alike — liability types (credit, loans, mortgage) subtract from net worth automatically. Manual balances only, as always.